The Camps Group, LLC specializes in underwriting, strategy, education, and service for organizations ranging from two to 20,000 employees.

What differentiates us from our competitors is our emphasis on ongoing accountability to clients. Below are some of the strategies we use to realize this commitment.



Reducing Costs Through Competition
Spiraling costs make it difficult to control a benefit plan's bottom-line impact, much less employee satisfaction. To remedy these issues, The Camps Group recommends creating competition for your benefit business - aggressively and annually.

Our principals and associates use their long-standing expertise and carrier relationships to manage the negotiation process, as well as to develop cost-effective underwriting models. This two-pronged approach mounts a hedge against major premium increases.

For instance, The Camps Group employs proprietary modeling techniques to pinpoint potential cost savings across new carriers or plans, and to predict and minimize employee disruption. We use this information to enhance your price leverage, whether or not new coverage is selected.

Reducing Costs Through Employee "Consumerism"
Cost efficiency and employee satisfaction are both improved when employees act as consumers, rather than passive users, of benefit plans.

The Camps Group has helped hundreds of organizations to make this transition. Using sophisticated analytical tools, we partner with clients to customize a menu of benefit plans.

Employees are satisfied because they can select the coverage and cost structure that makes sense for them. Meanwhile, your organization reduces its average contribution per employee, while developing a foundation for long-term pricing stability.

Improving Employee Satisfaction Through Education
The Camps Group believes in proactively communicating with employees about their benefit plan. Informed employees better understand their coverage and are less frustrated with increasing costs.

Our team can directly educate your employees, or provide you with tools to educate them yourself. In either case, our goal is to create a positive benefit experience for your people.

Eliminating the Administrative Burden on Human Resources
The Camps Group maintains day-to-day responsibility for the service associated with our benefit programs. We can act as an extension of your human resources department by providing timely, accurate answers to employee questions, as well as rectifying carrier issues on your behalf.

Our approach liberates human resources managers from dealing directly with their carrier, allowing them to focus on employee relations and other critical responsibilities.